You can play male v female, I will have to say just because Pele winter wildcard 96 has the same rating as (enter female here) 96 doesn't mean they are the same or better, there are a lot of variables. There are some really good females in the game, Bompastor 93 left back for example is fantastic, it's user preference, some people just want the best players and some people want players they like and everyone chases the Ronaldo and Messi's.
The game is more down to skill, skill moves and tactics than having the "better team" but I wouldn't recommend it to anyone, the servers are constantly broken, the gameplay is so broken and the community is as toxic as ever.
Saying all this.
I came to post to say I played The Dark Pictures Anthology: The Devil in Me. Solid 9/10 game, choices actually make a difference and the quick qte it throws at you really make a difference in what happens next, the game is delivered so smartly, I was absolutely fuming at my ending for 2 reasons but won't say due to spoilers. If you like decision making games with a couple of jump scares I'd highly recommend this game.